Commercial Bank Risk -Credit Risk- Real Estate - Commercial Term Lending, Executive Director

Irvine, California, United States


Our Firmwide Risk Function

Our Firmwide Risk function is focused on cultivating a stronger, unified culture that embraces a sense of personal accountability for developing the highest corporate standards in governance and controls across the firm. Business priorities are built around the need to strengthen and guard the firm from the many risks we face, financial rigor, risk discipline, fostering a transparent culture and doing the right thing in every situation. We are equally focused on nurturing talent, respecting the diverse experiences that our team of Risk professionals bring and embracing an inclusive environment.

This position will be responsible for all aspects of credit and risk management within the Southern California Region of Commercial Term Lending (CTL) within the Multifamily Lending (MFL). He/she will be responsible for co-managing a team of credit executives, underwriters, and analysts, and for performance management. He/she will be approving and managing a broad range of credit transactions for sophisticated clients. He/she will work with CTL business partners and other CRE leaders to develop, implement, and ensure adherence to policies and procedures necessary to assess and manage risk while prudently supporting the business objectives of the group. This individual will be responsible for closely monitoring market and economic conditions for the area core markets. This individual will make decisions which have a major impact on the quality and profitability of the credit portfolio. He/she will deal with clients at the highest management levels and make judgments regarding management quality.


  • Manage, train and mentor a team of underwriters and analysts.
  • Structure, underwrite, and approve a broad range of transactions with particular focus on larger more complex loans.
  • Proactively monitor the credit quality of the portfolio and partner with the PM team to make timely risk rating changes.
  • Respond to questions and information requests from internal and external auditors and examiners.
  • Implement and comply to risk policies and other policies and procedures.
  • Provide input and assistance to CTL Business Executives on strategy.

  • BA/BBA/BS/MBA and completion of a major corporate bank credit training program (or the equivalent corporate banking/corporate finance experience) and possess a minimum of 15 to 20 years' experience in Commercial Real Estate lending.
  • Demonstrated record of sound, independent credit judgment and institutional credibility.
  • Proven management experience, including demonstrated leadership skills and ability to coach and motivate a team of individuals who are at varying levels of development and experience.
  • Outstanding analytical, technical, problem-solving skills; significant understanding and working knowledge of structuring and legal issues related to secured and unsecured lending.
  • Superior interpersonal, verbal and written communication and presentation skills.

JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.

We recognize that our people are our strength and the diverse talents they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs.

The health and safety of our colleagues, candidates, clients and communities has been a top priority in light of the COVID-19 pandemic. JPMorgan Chase was awarded the "WELL Health-Safety Rating" for all of our 6,200 locations globally based on our operational policies, maintenance protocols, stakeholder engagement and emergency plans to address a post-COVID-19 environment.

As a part of our commitment to health and safety, we have implemented various COVID-related health and safety requirements for our workforce. Employees are expected to follow the Firm's current COVID-19 or other infectious disease health and safety requirements, including local requirements. Requirements include sharing information including your vaccine card in the firm's vaccine record tool, and may include mask wearing. Requirements may change in the future with the evolving public health landscape. JPMorgan Chase will consider accommodation requests as required by applicable law.

Equal Opportunity Employer/Disability/Veterans

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