Product Manager - Mortgages

London, Greater London, England, United Kingdom
Full-time
Posted

Description

End Date
Tuesday 05 July 2022
Salary Range
£52,912 - £66,140

Agile Working Options
Flexible / Variable Hours
Job Description Summary
At Lloyds Banking Group, we have a clear purpose - to help Britain prosper. Across the Group, our colleagues are passionate about making a difference to customers, businesses, and communities.

You could be a part of this as we're currently seeking a Product Manager to join our Mortgages Customer Development Team!

We work across multiple brands - Halifax, Lloyds, Birmingham Midshires and Scottish Widows Bank, supporting customers in both the direct and intermediary channels with new propositions and products.

In the Mortgages Customer Development team we listen to and understand the needs of customers, colleagues and brokers to find new ways to help customers buy and move home, reduce housing costs, access equity and act more sustainably.

The team is responsible for supporting the mortgages business in delivering mortgages growth and delivery of external commitments (to lend £10bn to First Time Buyers), supporting growth in home ownership and improving customer home energy efficiency as part of our commitments from our Strategic Review in 2021. The team also supports the Group’s segmentation strategy, developing propositions that appeal to these specific customer bases including the Older customer segment with our equity release product range. This is achieved through developing effective customer propositions and lending criteria.
Job Description
At Lloyds Banking Group, we have a clear purpose - to help Britain prosper. Across the Group, our colleagues are passionate about making a difference to customers, businesses, and communities.
You could be a part of this as we're currently seeking a Product Manager to join our Mortgages Customer Development Team!
We work across multiple brands - Halifax, Lloyds, Birmingham Midshires and Scottish Widows Bank, supporting customers in both the direct and intermediary channels with new propositions and products.
In the Mortgages Customer Development team we listen to and understand the needs of customers, colleagues and brokers to find new ways to help customers buy and move home, reduce housing costs, access equity and act more sustainably.
As a Product Manager in the Customer Development team you’ll take a prominent role in taking forward our equity release proposition, whilst enhancing distribution via intermediaries channels and considering strategic direction to support growth in this new market. Embracing the ‘best of both’ that hybrid working offers, we’re open to discussing agile and flexible ways of working.
What will your role involve?
  • Lead on the execution and delivery of agreed customer proposition plans, taking into account the business, conduct and customer advocacy context
  • Work in collaboration with Channel, Operations, Risk, Legal and Transformation to lead and coordinate a wide range of aspects across Mortgage proposition development
  • Build a deep and insightful understanding of customer behaviour and customer proposition distribution approaches
Essential Skills:
  • Experience in a product management and development role. Knowledge and/or experience in mortgages/equity release mortgages is desirable
  • Ability to influence beyond own team, including the wider Group
  • Use of own judgement and decision making
  • Ability to plan and prioritise own workload, managing multiple tasks
  • Able to distil sophisticated information and present in a succinct and clear format through both written and oral presentation
  • Attention to detail
  • A genuine drive and passion for putting our customers first
So what can we offer you in return
We’ll provide you with a diverse, energising environment that focuses on equal opportunity and real career progression. We'll take your personal and professional development very seriously and allow you to make a genuine difference throughout your career with us.
In addition to the salary quoted, the position also offers a Discretionary Performance Share Award, generous pension contribution, a flex benefits cash pot you can adjust to suit your lifestyle (4% on top of your basic salary), private health cover, share schemes and 28 days holiday plus bank holidays.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain recover. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
If you think this is the role for you, we’d love to hear from you! Together we make it possible.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain recover. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.

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