Commercial Real Estate Portfolio Manager

Houston, Texas, United States



Company Overview:

Truth in Texas Banking. That’s what we’re about. Founded in 2010, we are one of the ten largest banks headquartered in the state of Texas. We became a publicly traded company in 2014 and in 2020 and 2021 we were listed on Fortune’s 100 Fastest Growing Companies. Headquartered in Dallas, Texas, we’ve built a bank forever rooted in truth, transparency, and uncompromising integrity.

We know our strongest asset is the passion, authenticity, and talent of our people. We focus on the growth and development of each team member to unlock potential to “Be Your True Self.” Our “True You” culture is made up of five pillars:

  • Be Mindful
  • Be Healthy
  • Be Better
  • Be Prosperous
  • Be Faithful

With this as our foundation, we’ve built a bank of people who are transparent, tell the truth, and act with integrity. We unite together in common purpose - caring deeply for our clients and communities, communicating openly with each other, and treating everyone with respect. Visit our website at and come see how we’re bringing truth and transparency to Texas banking.

Job Summary:

The Commercial Real Estate Portfolio Manager plays an integral role on the CRE Team. The individual will work directly with Lenders, Credit Officers, Loan Operations, and others to analyze new commercial credit opportunities, underwrite new or renewed credit exposure, and manage a portfolio of loans and other credit and depository relationships.


Responsibilities and Duties:

  • Analyzing individual company performance and the impact of industry and competitive dynamics and macroeconomic events on the creditworthiness of clients and prospects.
  • Attend client and prospect meetings, gather information and perform research in order to identify, quantify, and mitigate underwriting risk inherent in a CRE lending function.
  • Develop strong working relationships with client management, internal teammates, credit officers, attorneys, auditors and other bankers.
  • Manage assigned portfolio of credits for which you will have primary portfolio management, monitoring and oversight responsibilities.
  • Spreading and in-depth analysis of financial statements, projections and business plans to determine the appropriate risk rating for a company.
  • Preparing in-depth loan approval documents for new loans, amendments, and renewals; Facilitate the underwriting process for renewals and new loans with the credit analyst pool.
  • Completing ongoing periodic credit servicing of loans within the portfolio including obtaining and analyzing financial statements, compliance certificates, and borrowing bases; conduct annual reviews.
  • Ensuring compliance with internal bank credit policy and external regulatory requirements.
  • Manage past dues, renewals, and exceptions.
  • Coordinate with lending assistant(s) in managing the above for each officer’s portfolio.
  • Update monthly and quarterly corporate level reports.
  • Prepare loan packages with assistance from credit analysts, as available.
  • Present loans at appropriate loan committees when necessary.
  • Manage the appraisal process for all new and renewed credits (i.e., work with borrowers to get appropriate information to the appraiser, order appraisals, check status, etc.).
  • Write update and status memos on existing loans/relationships, track relationship debt and pay downs.
  • Review and sign off on construction draws when appropriate.
  • Site Inspections.
  • Preliminary assessment of new loans.
  • Facilitate the loan closing process for both new loans and renewals.
  • Work with Loan Operations, as well as attorneys for doc prep.
  • Order and review 3rd party reports when necessary.
  • Coordinate closing with title company and borrower.
  • Attention to regulatory requirements and compliance training applicable to position (Bank Secrecy Act, Customer Information Privacy ETC).
  • Integrity, discretion, and respect for confidential information are essential.

Job Skills and Qualifications:

  • Excellent written and verbal communication skills are a must.
  • Excellent interpersonal skills.
  • Formal credit training preferred. At least three to five years of commercial credit underwriting and portfolio management experience.
  • College degree required (concentration in accounting or finance preferred).
  • Proficient with Excel – knowledge of basic excel modeling and formulas – as well as other standard Microsoft products.
  • Knowledge of standard banking applications such as financial spreading software, a plus.

Preferred: (High School, College, Master’s Degree, certifications or license)
  • BA in Finance or Accounting (preferred).
  • Minimum 12 hours of accounting courses (preferred).
  • Minimum 7-years of experience as a Credit Analyst or Senior Lending Assistant. Must be familiar and proficient in underwriting the types of loans that the officers they support originate and manage.
  • Must be able to multitask.

Veritex Community Bank does not accept unsolicited resumes from recruiters or employment agencies.
Veritex Community Bank is under no obligation to pay any referral compensation or recruiter fee in the absence of a current executed Recruitment Services Agreement. In the event a recruiter or agency submits an unsolicited resume or candidate without an agreement, Veritex reserves the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency. Any unsolicited resumes, including those submitted to hiring managers, shall be deemed the property of Veritex Community Bank.

If your agency would like to be considered as a potential future recruiting partner, please leave your contact information at
[email protected] .

Work environment and Physical demands:
The employee will occasionally lift and/or move up to 25 pounds. The employee will regularly sit; talk; hear; and use hands to finger, handle or feel. The employee will occasionally stand; walk; reach with hands and arms; climb and balance; and stoop, kneel, crouch, or crawl. Special vision requirements include close, distant, and peripheral vision; depth perception; and the ability to adjust focus. The noise level in the work environment is usually moderate. The work environment and physical demands are those of a standard office setting. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions of the job.

This job description is not an inclusive list of all duties and responsibilities of the position. Incumbents will be required to follow any other job- related instructions and to perform any other job-related duties requested by any person authorized to give instructions or assignments. Veritex Bank reserves the right to amend and change responsibilities to meet business and organizational needs.

This document does not create an employment contract, implied or otherwise, other than an "at will" relationship. Veritex Community Bank is an equal opportunity employer. Veritex Community Bank Corporate Human Resources, Dallas, Texas.

Want to receive similar offers?

Subscribe to stay up to date.

You can unsubscribe at any time.