Mortgage Underwriter - TX, AZ, CO (Work from Home)



We are now accepting resumes for our Mortgage Underwriter position. This position is located in The Woodlands, TX, Phoenix, AZ or Greenwood Village, CO. This position is eligible for remote work. The ideal candidate for this position will have the skills and experience necessary to:
Be responsible for reviewing, analyzing, underwriting, evaluating and for approving or denying mortgage residential loan applications according to the company's guidelines, business and credit standards as well as applicable laws and regulations.
Review documents and forms within system.
Be responsible to review and analyze income, asset, credit documentation, credit reports, salary and employment history, debt ratios and loan to value information to determines a borrower's creditworthiness.
May also evaluate the value of the subject property.
May recommend terms of loan.
Gather information as necessary to make sound decisions.
Respond to affiliate banks, loan center and branch personnel on lending decisions and issues.
Be responsible and accountable for risk by elevating concerns and following policies and procedures.
Keep abreast of federal and state laws and regulations relating to consumer lending.
Other duties as assigned.
Qualifications :
Requires an Associate’s degree and 1+ years’ experience with mortgage associated lending, credit reports and documentation or other directly related experience
An equivalent combination of education and experience may meet qualification
Extensive knowledge of consumer/mortgage credit, credit reports, lending and underwriting concepts, practices and procedures
Ability to review and analysis analyze income, assets, credit documentation, credit reports, debt ratios and loan to value information
Working knowledge of federal and state laws and regulations relating to consumer lending
Ability to make sound decisions
Must have strong customer relations and communication skills, both verbal and written
Ability to underwrite a high volume of loan applications maintaining accuracy and consistency
Strong attention to detail
Ability to handle confidential material in a professional manner
Working knowledge of a various related software applications, including spreadsheets, word processing, etc.
Pay range (depending on experience): $25.00 - 50.00, Eligible for Incentive Plan

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